Auto Insurance

Auto Insurance In Mississippi

We strive to provide customers with the best auto insurance policy for their own unique situation here at River City Insurance LLC. We understand the importance of auto insurance. If you are ever involved in an accident, the damages can be costly to fix on your own. Auto insurance protects you, your passengers, and your vehicle. We are located in Mississippi.

Auto Insurance Requirements

Just like in any other state, Mississippi also requires drivers to maintain a certain amount of liability insurance. You must also register your vehicle in the state. The minimum amount of auto insurance required is:

• $25,000 per person and $50,000 per accident for bodily injury coverage
• $25,000 per accident for property damage coverage

It is also wise to obtain higher amounts of insurance in order to protect yourself fully in the event of an accident since liability only provides you with the bare minimum.

Coverage

While the following insurance coverages are not required, they are recommended:

• Collision-All repair expenses are covered under this coverage option if your vehicle sustains damage in an accident.
• Comprehensive- All repair or replacement expenses are covered under this option if your vehicle sustains damage from vandalism or even storms.
• Medical payments- All medical or funereal expenses are covered under this option if you and or any passengers in your vehicle are injured in an accident.
• Uninsured/underinsured- All medical expenses are covered if you are involved in an accident with another motorist who has no insurance or not enough insurance and is at fault.

You should also be aware that while these are higher coverage options, not required by the state, they may, however, be required by your lender if you finance your vehicle.

Quotes

If you live in Mississippi and need an auto insurance quote, please visit our River City Insurance LLC website today.